Hawaii Living

Honolulu Property Buyers:
Cash vs Financing

Over the years, many of our clients have asked, in different variations, whether buyers of Honolulu real estate purchase more with all cash or use a combination of cash & financing. We therefore created this page, so our clients, and prospective clients, can see the breakdown of cash vs financing buyers, separating Honolulu condos and single-family homes, across different time frames and price points.

The data, from the Oahu MLS, is automatically updated, once per month, to ensure the information stays relevant and up-to-date. We hope you find the the charts and tables informative!
Condos: Cash vs Financing
Homes: Cash vs Financing
Cash vs Financing by Price Range, Past 12 Months
CondosCashFinancing# Sales
$0M - $1M
47%53%2,346
$1M - $2M
69%31%265
$2M - $3M
88%12%43
$3M - $4M
70%30%10
$4M - $5M
100%0%1
$5M+
100%0%14
HomesCashFinancing# Sales
$0M - $1M
30%70%132
$1M - $2M
28%72%432
$2M - $3M
51%49%77
$3M - $4M
48%52%23
$4M - $5M
67%33%9
$5M+
81%19%27
Cash vs Financing by Price Range, 13 - 24 Months Ago
CondosCashFinancing# Sales
$0M - $1M
40%60%2,723
$1M - $2M
51%49%310
$2M - $3M
85%15%48
$3M - $4M
88%12%17
$4M - $5M
89%11%9
$5M+
87%13%15
HomesCashFinancing# Sales
$0M - $1M
24%76%158
$1M - $2M
25%75%492
$2M - $3M
44%56%109
$3M - $4M
45%55%42
$4M - $5M
54%46%13
$5M+
94%6%17
Cash vs Financing by Price Range, 25 - 36 Months Ago
CondosCashFinancing# Sales
$0M - $1M
34%66%3,777
$1M - $2M
50%50%385
$2M - $3M
62%38%55
$3M - $4M
75%25%28
$4M - $5M
69%31%13
$5M+
85%15%13
HomesCashFinancing# Sales
$0M - $1M
22%78%275
$1M - $2M
19%81%749
$2M - $3M
36%64%165
$3M - $4M
51%49%61
$4M - $5M
61%39%23
$5M+
82%18%33